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Below are files and websites that may be useful to most New Mexico Habitat affiliates. If you would like to see something added here, please let us know [ email ]

Area Median Income Limits (AMI)
2009 Area Median Income Limits
Link to Prior Area Median Income Limits

Burton D. Anderson Loan Fund
Burton D. Anderson Loan Agreement [DOC: 51kb - 8/13/07]
Burton D. Anderson Loan Application [DOC: 75kb - 8/13/07]

Construction Materials Tax Exemption
2007 Legislative Summary
501(c)(3) Nonprofit Groups & New Mexico Gross Receipts Tax Brochure - from NM Tax and Revenue website

Habitat for Humanity Logo
HFHI Letter to Affiliates [DOC: 94kb - 7/3/06]
Link to HFHI Building Brand Website
New Logo Guide [PDF: 1.20mb - 7/3/06]
New Logo Press Release [DOC: 29kb - 7/3/06]

Habitat for Humanity of New Mexico Email Listservs
Click here to receive Program Updates via email.

Homeownership and Credit Counseling
FDIC's Money Smart Adult Education Program
 
HFHI
Quality Quality Assurance Checklist Affiliate Support Guide

RESPA
RESPA/TILA Presentation
Fannie Mae application (Form 1003) - fillable PDF
HUD-1 (PDF fillable)
Good Faith Estimate - GFE (PDF fillable)
Truth In Lending Disclosure
HUD Special Information Booklet
Mortgage Servicing Disclosure

Sample documents for the 1st Mortgage - in this example, the affiliate pays for all settlement costs except for the homeowner's insurance.
HUD-1
GFE
TIL

Sample documents for the HOME Mortgage - in this example, the affiliate pays for the recording costs.
HUD-1
GFE
TIL

NOTE:  If you are going to sell your loan to Partners, you will need a HUD-1, TIL, and GFE prepared for every lien on the property, including FHLB funds and your Habitat loan.  Use the above example for HOME funds for guidance.

Miscellaneous Forms
Sample Occupancy Agreement
Verification of Employment
HFHI list of subordinates (United Way Combined Federal Campaign requirement, to be attached to 501 C 3 letter)

Program Training Materials
Program Funding Manual - comprehensive guide on calculating income and closing your loan when using FHLB, HOME, LTTF, and Partners Funding
Maturity Date Calculator [XLS: 15kb - 7/3/06]
Program Timeline [DOC: 28kb - 7/3/06]